Resources

Posted by on Jun 18, 2013 in Did You Know | Comments Off on

DID YOU KNOW??????????????????? It doesn’t matter if you are refinancing or selling, if you have a mortgage and want to pay it out early you will most likely have a significant payout penalty. I can help you save money, by reducing your penalty, there is no cost to use this service….. call our office and we will tell you how… Mary 905 524 2832

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Did you know ?

Posted by on Jun 10, 2013 in Did You Know | Comments Off on Did you know ?

Did you know ?

We have lenders that will allow you to purchase an investment property with a minimum of 20% down payment in a Company name.

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Posted by on Feb 28, 2013 in Did You Know | Comments Off on

DID YOU KNOW………. If you are self-employed and you owe Canada Revenue Agency income taxes, I have a lender that will provide refinancing solutions to pay outstanding CRA debt for my clients. it doesn’t matter if you have good credit or poor credit, or we need to do stated income if you own equity in your home – I can provide you with a solution. self-employed people have until July 2013 to pay outstanding CRA taxes from 2011. Call me today to learn more about our CRA payout option! Mary 905 524...

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Posted by on Feb 28, 2013 in Did You Know | Comments Off on

DID YOU KNOW…… It doesn’t matter if you are refinancing or selling, if you have a mortgage and want to pay it out early you will most likely have a significant payout penalty. I can help you save money, by reducing your penalty, there is no cost to use this service….. call our office and we will tell you how… Mary 905 524 2832

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Posted by on Feb 5, 2013 in Did You Know | Comments Off on

DID YOU KNOW….. Did you know…I have 35 lenders to choose from? Did you know…that some lenders will lend money to people who have gone bankrupt or who are in consumer proposal? Did you know…the lending criteria is different for each situation? Call our office to learn more !!! 905 524 2832

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The key players in your purchase

Posted by on Oct 10, 2012 in Resources | Comments Off on The key players in your purchase

Purchasing a home requires more than just the buyer and seller. You’ ll also require the services of a variety of home-related professionals and I can help you find many of the right ones. Here are the key players in your purchase and the roles they play: Mortgage Broker The role of the mortgage broker has changed over the years. In the 1980s, brokers used to charge fees for mortgages. Since the early 1990s, the use of mortgage brokers has gained popularity mainly because several new lenders have entered the mortgage lending market in...

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Use your RRSP

Posted by on Oct 10, 2012 in Resources | Comments Off on Use your RRSP

First Time Home Buyer? Don’t forget about the RRSP Home Buyers’ Plan. It can be all or part of your down payment. The rules have changed in recent years, so if you think you know them, double check here! What is the Home Buyers’Plan The Home Buyers’ Plan (“HBP”) is a federally instituted government program designed to assist “qualified” buyers in the purchase of a new home. Until 1999, the program was available only once and you had to buy or build the qualifying home for yourself, however, the...

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Buying with 5% down payment

Posted by on Oct 10, 2012 in Resources | Comments Off on Buying with 5% down payment

Don’t have the usual 25% down payment? No worries – Increase your leverage with a high ratio mortgage! This consumer-oriented program makes the dream of home ownership a reality for more Canadians than ever before. What is it? Two programs are available that let you buy a home for as little as a 5% down payment. One is administered by GE Capital Mortgage Insurance Co, a private sector insurer, and the other by CMHC, a Federal Crown Corporation. Read carefully; the small print could create unexpected hitches! Use an RMA Mortgage...

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Purchase Price Checklist

Posted by on Oct 10, 2012 in Resources | Comments Off on Purchase Price Checklist

Buying a home costs more than the offer you make. There are numerous other expenses that will add to the amount that you’ll need to spend. This purchase price checklist outlines all the costs you can expect. Please note that they can vary by province and are subject to change. Purchase Price The starting point in your calculation… if you’re like most first-time home buyers, you’ll need a mortgage for the majority of this! Lawyer’s Fees Although fees vary across the nation, it can cost you up to $2,500 depending...

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Getting a mortgage pre-approved

Posted by on Oct 10, 2012 in Resources | Comments Off on Getting a mortgage pre-approved

Be prepared Don’t miss out on the home of your dreams because you can’t arrange financing quickly enough. Avoid disappointment. Apply online for a pre-approved mortgage with RMA now! What is it? A pre-approved mortgage puts your financing in place before you make an offer on a home. Usually, the sale of a home is contingent upon the buyer securing the required financing within an agreed-upon time frame. If you are unable to do so, the sale could fall through. How it works Click the Apply Online link at the top of this page for a...

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